Apply to participate in the Mortgages & Open Finance Policy Sprint from 8 - 9 June 2026 to explore and design regulatory ideas to enable open finance to transform the mortgage market.
Deadline for applications is Tuesday, 19 May 2026. All applicants will be notified of the outcome in due course. For more information, please contact us at; smartdataaccelerator@fca.org.uk
Join us for the Mortgages and Open Finance Policy Sprint hosted by FCA Innovation's Smart Data Accelerator. The policy sprint will take place at our the FCA offices, 12 Endeavour Square, London, E20 1JN on Monday 8 and Tuesday, 9 June 2026.
This two-day initiative will explore how open finance can improve consumer outcomes across the mortgage lifecycle, and the policy, regulatory and market conditions needed to support those benefits in practice. We welcome applications from stakeholders with relevant expertise across mortgages, property, consumer journeys, data, technology, research, policy and regulation
To learn more, see our Mortgages and Open Finance Policy Sprint Participation Pack.
Why take part?
- Influence how open finance can improve consumer outcomes across the mortgage journey.
- Engage with the FCA and other participants in a structured, collaborative policy sprint environment.
- Test assumptions and explore frictions in the mortgage process through facilitated discussion and practical exercises.
- Contribute evidence and insights to help prioritise policy focus and inform follow‑up work.
- Assess where open finance can add the most value for consumers, where its impact may be more limited, and what supporting conditions are needed.
- Collaborate with a diverse group of stakeholders to shape future policy thinking on mortgages and open finance.
Problem Statement and Guidance
Participants will focus on the following challenge:
What policy, regulatory and ecosystem conditions need to be established for open finance to be deployed in a way that meaningfully improves consumer outcomes across the mortgage lifecycle?
Who should apply?
We welcome applications from organisations and individuals with relevant expertise, including:
- mortgage lenders
- property sector stakeholders
- intermediaries and brokers
- building societies
- consumer and advice organisations
- technology and data providers
- academics and researchers
- policy and regulatory specialists
- other stakeholders with experience of mortgage markets or consumer journeys
More details about the format and theme of this policy sprint are available in the Mortgages and Open Finance Policy Sprint Participation Pack.
Save the Date
Please save these dates, we will let you know the status of your application shortly after the submission deadline.
